Millennial ManALPHA 4

Seven fronts. One entry each, every morning.

Local only
Health Score
/100
Alignment
your weakest front governs
Trajectory
vs 30 days ago
Progress
toward debt free
On Plan
commitments kept
Alignment — last 30 days
Here's what matters today
Today — Seven Fronts One entry each. Under four minutes.
Plan vs Actual — am I doing what I said I'd do?
Daily commitments — what you said, vs what you've done over 30 days
FrontSaidDidGapStatus
Targets are yours to set — a promise you can't keep isn't a plan, it's a wish. Lower one and it stops lying to you; raise one when you're ready to be held to it.
This Week
Sabbath day Week starts
The Body — readiness Provisional weighting
Readiness
Log sleep and recovery to score it
Today's execution
Activity — today against your goals
ActivityTodayGoalProgress7-day30-day
Today's body inputs
Your baselines — compared to you, never to a population
MetricToday7-day30-dayTrend
Trend Which front is slipping before it becomes a crisis.
Front Avg Change Pattern Logged
Personal Finance Household only. No business figures below this line.
Total Debt Remaining
$0
Add balances below.
Projected Debt-Free Date
Enter rates and minimum payments to project.
Debts
Debt Side Balance Rate Min / mo Risk Paid off
Total $0 $0
Projected payoff — current plan
$
Payoff uses the avalanche method: every debt gets its minimum, anything extra goes to the highest rate first, and a freed-up minimum rolls into the next debt. Rates and minimums are editable estimates — the credit union's 13% is the only figure you gave me.
Payoff Engine — attack order
    $
    Enter an amount and I'll tell you exactly where it goes and what it buys.
    Assets Real Estate · Equities · Business · Cash
    AssetCategoryValue
    Listed total $0
    Equities also includes the Investment Portfolio below; Business also includes the business equity estimate; Cash includes the personal cash field. List everything else here — the same value must never appear in two places.
    Real Estate rows carry a Zillow check-in: paste the property's Zillow link (or just its address), click Zillow ↗, read the Zestimate, and type it in — the row stamps when you checked and tracks the value history. Zillow offers no public Zestimate API, so this stays manual by design; nothing about your properties is sent anywhere.
    Investment Portfolio Personal — feeds net worth
    HoldingQtyPrice / valueValue
    Total $0
    Manual prices — update them when you check your accounts. For a single lump sum (a 401k balance), set Qty to 1 and put the balance in Price.
    Net Worth & Credit
    Net Worth
    $0
    Assets minus total debt
    Total Assets
    $0
    Credit Score
    Not entered
    $
    $
    $
    Banking — Plaid Live balances · hosted site only
    Checking…
    The Bridge — Owner's Pay The only place business money crosses into personal.
    Log a distribution
    $
    $
    Enter an amount to see the split and the projected impact.
    Distribution history
    Distributions Taken
    $0
    No distributions logged
    Time Bought Back
    0 days
    Total time pulled off the debt-free date
    Sent to Debt
    $0
    $0 kept as cash
    Business KPIs Company performance. Touches personal only through a distribution.
    Today's numbers —
    Connected Accounts HousecallPro · Stripe · hosted site only
    Checking…
    Pace against the $1.8M annual target
    Weekly target is $1.8M ÷ 52 ($34,615). Monthly is $1.8M ÷ 12 ($150,000). The pace badge compares what you've collected against how far into the period you are.
    Business Valuation Estimate — a market decides the real number
    Estimated Valuation
    Your Equity
    Revenue Run-Rate
    Annualized live from your logged revenue
    ×
    $
    ×
    $
    %
    $
    Debts tagged Business in your personal list are personally guaranteed — they stay in your payoff plan. "Business-only liabilities" above is for debt NOT in that list. Never count the same debt in both places, or the valuation double-penalizes you.
    Business revenue never touches the personal side on its own. It reaches your household only when you log an owner's distribution in The Bridge above. The valuation's equity figure is a balance-sheet snapshot, not money moved.
    Scoring System Exactly how every number is produced — and what you can change.
    The whole-man score

    Alignment is the harmonic mean of your six pillars' 30-day averages, then capped by Faith.

    Harmonic — not a plain average — because a plain average lets strength in one area buy neglect in another. Six 100s and one 0 averages 86 and looks like winning; the harmonic mean reports the crisis instead. Your weakest trust governs.

    Faith caps downward only: low Faith pulls the whole man down, high Faith boosts nothing. A foundation holds a house up; it doesn't make it taller.

    Trajectory is the change in Alignment versus 30 days ago — direction matters more than level. A man at 55 climbing is doing better than a man at 75 falling.

    These two rules are fixed by the Constitution (Article II) and deliberately not editable. Everything below is yours.

    Bands — what the words mean
    /100
    /100
    /100
    How each front scores
    FrontRuleTunable
    Yes/No fronts are all-or-nothing by design — "did I pray" has no partial credit. Friends is answered once per week, so one answer covers every day in that week. Sabbath days are excluded from every average entirely: they are never counted as zero, because a system that punished you for resting would contradict its own rules.
    Backup & move — export before switching browsers or devices. Local data does not follow you to a different address on its own.