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Start here — three things
Today — Seven FrontsOne entry each. Under four minutes.
Voice log — review before it counts
Listening…
The math changed. Alignment is now the harmonic mean of 30-day pillar
averages, capped by Faith — the old arithmetic average let strength in one
area hide neglect in another. Your number likely dropped. The drop is the
correction, not a decline.
Plan vs Actual — am I doing what I said I'd do?
—
Daily commitments — what you said, vs what you've done over 30 days
Front
Said
Did
Gap
Status
Targets are yours to set — a promise you can't keep isn't a plan, it's a
wish. Lower one and it stops lying to you; raise one when you're ready to be held to it.
Sabbath
Nothing is asked, scored, or counted today. This day is excluded from every
average — rest is part of the design, not a gap in it.
This Week
Sabbath dayWeek starts
The Body — readiness Provisional weighting
Readiness
—
Log sleep and recovery to score it
Today's execution
Activity — today against your goals
Activity
Today
Goal
Progress
7-day
30-day
Today's body inputs
Your baselines — compared to you, never to a population
Metric
Today
7-day
30-day
Trend
TrendWhich front is slipping before it becomes a crisis.
Front
Avg
Change
Pattern
Logged
Personal FinanceHousehold only. No business figures below this line.
Total Debt Remaining
$0
Add balances below.
Projected Debt-Free Date
—
Enter rates and minimum payments to project.
Debts
Debt
Side
Balance
Rate
Min / mo
Risk
Paid off
Total
$0
—
$0
Projected payoff — current plan
$
Payoff uses the avalanche method: every debt gets its minimum, anything extra goes to the
highest rate first, and a freed-up minimum rolls into the next debt. Rates and minimums are
editable estimates — the credit union's 13% is the only figure you gave me.
Payoff Engine — attack order
$
Enter an amount and I'll tell you exactly where it goes and what it buys.
Assets Real Estate · Equities · Business · Cash
Asset
Category
Value
Listed total
$0
Equities also includes the Investment Portfolio below; Business also includes the business
equity estimate; Cash includes the personal cash field. List everything else here — the
same value must never appear in two places.
Real Estate rows carry a Zillow check-in: paste the property's Zillow link (or just its
address), click Zillow ↗, read the Zestimate, and type it in — the row stamps when you
checked and tracks the value history. Zillow offers no public Zestimate API, so this stays
manual by design; nothing about your properties is sent anywhere.
Investment Portfolio Personal — feeds net worth
Holding
Qty
Price / value
Value
Total
$0
Manual prices — update them when you check your accounts. For a
single lump sum (a 401k balance), set Qty to 1 and put the balance in Price.
Net Worth & Credit
Net Worth
$0
Assets minus total debt
Total Assets
$0
Credit Score
—
Not entered
$
$
$
Banking — Plaid Live balances · hosted site only
Checking…
The Bridge — Owner's PayThe only place business money crosses into personal.
Log a distribution
$
$
Enter an amount to see the split and the projected impact.
Distribution history
Distributions Taken
$0
No distributions logged
Time Bought Back
0 days
Total time pulled off the debt-free date
Sent to Debt
$0
$0 kept as cash
Business KPIsCompany performance. Touches personal only through a distribution.
Today's numbers —
Connected Accounts HousecallPro · Stripe · hosted site only
Checking…
Pace against the $1.8M annual target
Weekly target is $1.8M ÷ 52 ($34,615). Monthly is $1.8M ÷ 12 ($150,000). The pace badge
compares what you've collected against how far into the period you are.
Business Valuation Estimate — a market decides the real number
Estimated Valuation
—
Your Equity
—
Revenue Run-Rate
—
Annualized live from your logged revenue
×
$
×
$
%
$
Debts tagged Business in your personal list are personally guaranteed — they stay in
your payoff plan. "Business-only liabilities" above is for debt NOT in that list. Never count
the same debt in both places, or the valuation double-penalizes you.
Business revenue never touches the personal side on its own. It reaches your household only
when you log an owner's distribution in The Bridge above. The valuation's equity figure is a
balance-sheet snapshot, not money moved.
Scoring SystemExactly how every number is produced — and what you can change.
The whole-man score
Alignment is the harmonic mean of your six pillars' 30-day averages,
then capped by Faith.
Harmonic — not a plain average — because a plain average lets strength in one area
buy neglect in another. Six 100s and one 0 averages 86 and looks like winning; the
harmonic mean reports the crisis instead. Your weakest trust governs.
Faith caps downward only: low Faith pulls the whole man down, high Faith
boosts nothing. A foundation holds a house up; it doesn't make it taller.
Trajectory is the change in Alignment versus 30 days ago — direction matters
more than level. A man at 55 climbing is doing better than a man at 75 falling.
These two rules are fixed by the Constitution (Article II) and
deliberately not editable. Everything below is yours.
Bands — what the words mean
/100
/100
/100
How each front scores
Front
Rule
Tunable
Yes/No fronts are all-or-nothing by design — "did I pray" has no partial credit.
Friends is answered once per week, so one answer covers every day in that week.
Sabbath days are excluded from every average entirely: they are never counted as zero,
because a system that punished you for resting would contradict its own rules.
Backup & move — export before switching browsers or devices. Local data does not
follow you to a different address on its own.